Strategic analysis · Agentic era
AI agents can now build a functional CRM, ecommerce platform, or data warehouse for around $200 in less than a month. When the cost of software collapses to near zero, the software itself stops being the asset!
A Shopify-equivalent can be rebuilt in a week. Plug in Stripe's hosted checkout and you inherit every payment provider, fraud detection, and PCI compliance in one move — arguably better than what Shopify offers natively. The technology moat was never really the technology. It was the cost and friction of rebuilding. Remove that friction, and most SaaS businesses are left with one thing: the customers they already have.
| Company | Appears to sell | Actually owns |
|---|---|---|
| Amazon | Products | Distribution + trust + attention |
| Shopify | Ecommerce software | Merchant base |
| Salesforce | CRM | Your custom workflows |
| Search | Attention + trust |
In every instance above, the software layer is collapsible. Which means every company in that middle column is exposed unless they've built something in the right column.
The 50 companies below are mapped against that question: when software costs go to zero, what do they actually own?
Moat types
Fail or Die Index